savings – www.jocajic.com

Let’s talk about money,

Hello Everyone, with the new year excitement winding down, it’s now time to focus and know what’s next when it comes to the future and all, which brings me to savings. We all need some extra cash to be able to do the things we love, buy stuff and to live a relaxed life, without going from paycheck to paycheck and having nothing left at the end. But did you know that by just changing a few things in your daily life you can have extra money at the end of the month? Well yes you can, it’s all about saving people, and for you to be able to do that, changes have to happen to get the yield you want to make your wishes happen. Here are 10 things you can do to start saving money;

Hi guys, I hope you had a fabulous weekend and that your week is going great. When I was grocery shopping during the weekend I realised how far I’ve come from doing any shopping in general. You see, before I would go into a store and pick something up because it either looks good or maybe I wanted to try it out without even giving it a thought whether or not I really needed it. I still have a juicer which resides in a cupboard because I thought I would be into juicing at the time. Nowadays, I’ve rectified that by knowing that impulse buying was the culprit and was costing me money. So onto the question is impulse buying costing you money?

The answer is YES

I know that sometimes you might really want something once you see it and I also know that unlike me, there some people who would like to have five sweaters of the same kind but in different colours. Don’t get me wrong but I just think that it’s a waste of money and would rather spend that money on something else. How can you fix that?

1.STAY ORGANISED

When I talk about staying organised, I mean know exactly what you have and don’t have around your home and if there is anything that you need to replace. Once your organisation is on point, you will less likely want to get something on the whim when you are out. So remember to get it together first by having an organisation plan. There’s no point of having three kettles just because they would look nice on your counter. To see how I get organised, find here.

2.HAVE A BUDGET

Impulse buying usually happens when you think or assume that you need something and not knowing it will cost you. To avoid that, have a monthly or weekly budget for everything, your groceries, home products, just everything. Once you have a budget in place, be tight with it and stick to it. When I started budgeting, I failed many times because I didn’t stick to it and ended up struggling when I really wanted something and it wasn’t good, you need to sacrifice all the temptations and just do it. A budget planner will really help if you’re just starting out.